February 11, 2015 11:17 pm

Money, now also growing on trees

Christmas tree farm in Iowa.

You’ve read the heading correctly, but it’s not as simple as you would hope. Ever since the financial crisis people have been trying to diversify their investments and think a little outside of the traditional stocks and bonds. This opened the doors to the world of timber, however this isn’t an investment just anyone can [...]

The Future of Mobile Banking is Bright

The future of mobile banking is bright

According to Ernest & Young, mobile banking is definitely the next big thing in the banking industry. Many industry observers think that it will become a routine for most banks to offer mobile banking within the next decade, just as is the case with using ATMs. The number of people whose mobile devices will be [...]

Gender Salary Discrimination in America

Equal work deserves equal pay

Recently, there has been a New Yorker article about the firing of former New York Times executive editor Jill Abramson where it was revealed that MS Abramson was fired after she raised concerns that her male predecessor was paid more than she was paid. This case, obviously amplifies a bigger, underlying national problem. According to [...]

Are Mobile Payments Safe? Think Again!

Mobile Payment Risks

The current Smartphone revolution has conjoined along with its technological advances for every industry. Its contribution to the consumer financial services sector has been the globally appreciated electronic mobile payment system. Having replaced cards, mobile phones have become modern payment counters that provide personal empowerment and commercial facilitation in all kinds of fields. However, with [...]

Why You Shouldn’t Invest In Twitter Stock?

Twitter IPO

Twitter Inc.’s rise is an extraordinary story. In spite of all the confusion and being a small start-up company, it somehow managed to become a legitimate and proper business. Recently Twitter made its debut on the New York Stock Exchange amidst a lot of excitement and speculation.  But be a little cautious before you get [...]

The Penny Is Useless

Abolish penny

The debate over whether the United States should get rid of the penny altogether or not is something that’s been going on for years now. People who want the penny to stay argue that as long as sales taxes and retail prices are continually rendered in cents, there’s no reason for consumers to stop using [...]

The History Of Government Shutdowns

Government shutdown

The US government shutdown of 2013 is only the latest of government shutdowns. Since 1976, when the modern congressional budgeting process took effect, a total of 17 separate government shutdowns have taken place. These “spending gaps”, in Hill jargon, are unique from one another in terms of political circumstances, experiences and the subsequent consequences. The [...]

The Flux And Flow Of The US Housing Market

US housing market

The country’s housing market had been the talk of the town since September when contracts to purchase previously owned US houses fell by greatest degree in more than the last three years. This served as a clear indicator that the softer economy and the subsequent rise in mortgage rates are hurting the US housing market. [...]

Almost No Risk Is Priced Into Financial Markets, And There’s Virtually Nothing On Investors’ Radar (SPX, SPY, DIA, DJI, QQQ, VIX, TLT)

Since the government shutdown ended and a debt ceiling crisis was averted, global financial stress has fallen to levels not seen since before the financial crisis. “The GFSI index, measuring market stress through 40 factors covering 5 asset classes, witnessed one of its fastest historical declines following the temporary US debt resolution last week,” write [...]

Gold: To Invest Or Not To Invest?

Invest in gold

Gold investment is something always talks about various opinions. A lot of people claim that gold is the ultimate store of value that has withstood against all odds for over a millennium, and will continue to stand when the world’s economy collapses under the overbearing weight of its own debt. Other opinion corroborates with John [...]

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